Chapter 13 individual bankruptcy: Such a individual bankruptcy will allow People with regular incomes to adhere to a demanding a few- to 5-year settlement payment arrangement structured by a individual bankruptcy attorney. Debt settlement can present you with some shorter-time period economic relief, however it might also hurt your credit https://www.glassdoor.com.au/Overview/Working-at-Alleviate-Financial-Solutions-EI_IE2245449.11,40.htm