債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： Your insolvency practitioner - a qualified law firm or accountant, will advise you on what payments for making. You should only agree to payments you believe you'll be able to find the money for. 私人貸款 ... https://iva43332.ageeksblog.com/29042325/detailed-notes-on-債務舒緩-drphk-top